Concentrated stock
strategies
A deliberate plan for a position that has grown too large: coordinate tax-aware sales, loss harvesting, and potential downside protection around your goals.
Your wealth,
built around
your life.
Equity compensation and retirement strategies that connect your investments, taxes, and goals—so you can move forward with confidence.
Contact usA clear view of what comes next.SCROLL TO EXPLORE
What we do:
Focused Expertise
YOUR WEALTH, CONNECTED The whole picture
Tax savings$18,400Illustrative annual savings
Total portfolio value$2,450,000A coordinated view of your investments
Diversification planCompletedA deliberate path forward
Portfolio cost savings$6,200Illustrative annual savings
Concentration reviewCompletedRisk in perspective
Retirement strategyConnectedIncome. Goals. Next steps.
Other planning items12 items coordinated
Concentrated stock
Equity Compensation
Planning
Connect RSUs, ISOs, and NSOs with a deliberate plan for vesting, exercise decisions, taxes, and your personal goals.
Tax & Retirement
Strategy
Connect savings, investments, and income through a tax-aware plan for the transition from building wealth to living from it.
Innovative Financial
Planning
Dream beyond the numbers, build your AI financial toolkit, and get ahead of tax season—with guidance built around your life.
One life. A thoughtfully connected plan.
Our Process
A thoughtful beginning. A coordinated plan. An ongoing relationship that makes room for life to change.
01 / 04
First, we listen.
We begin with what matters to you: the people, priorities, and decisions shaping your financial life. Together, we bring your goals and current circumstances into focus.
WHAT YOU WALK AWAY WITH
A shared understanding of your priorities and a clear starting point.
OUR TWO OPTIONS
How we work with you
Focused advice for a defining decision. Or comprehensive guidance for the road ahead.
One Time Project
Based Planning
A focused review of your stock position, diversification choices, or retirement goals—with practical recommendations you can put into action.
$2,000–$4,500Project based plan
Explore planning options
- Comprehensive Retirement Plan
- Tax Strategy Plan
- Portfolio Second Look
- Concentrated Stock Position Review
- Tax-Aware Diversification Plan
Comprehensive Planning
and Investment Management
A connected financial plan and ongoing investment management, working together around your life.
An ongoing partnershipBilled through an Assets Under Management fee schedule
Explore what’s included
- Comprehensive Financial Plan, including all planning areas in the Project Based option
- Management of your investment portfolio
| Assets under management | Fee rate |
|---|---|
| $0 – $500,000 | 1.10% |
| $500,001 – $2,000,000 | 1.00% |
| $2,000,001 – under $5,000,000 | 0.90% |
| $5,000,000 and above | 0.80% |
Brian Abatemarco, CFP®CedarStream Wealth Founder & CEO
ABOUT ME
Your wealth.
A personal
commitment.
Ever since I can remember, I have been fascinated by markets and investing. I can recall an early memory of my late father, fist pumping while watching the stock market channel on a shoddy TV set in the back of our local ice cream shop. I took this fervor for the stock market into a career in financial planning and have never looked back. My name is Brian Abatemarco, CFP®, founder of CedarStream Wealth. For the last 13 years, I have been accumulating the knowledge, skills, and temperament needed to manage your money and provide strategic planning advice for all facets of your life. I've launched my firm with a commitment to helping clients navigate consequential financial decisions.
I founded CedarStream because I believe traditional wealth management too often stops at broad advice when clients need specific actionable guidance.
Financial information is everywhere. The real value of an advisor is knowing how to apply it to your circumstances: when company stock dominates your wealth, a concentrated position calls for a thoughtful exit strategy, or retirement turns decades of saving into decisions about income and taxes. My approach brings thoughtful analysis and personal attention together, helping connect today’s decisions with the future you want to build.
Thoughtful advice.
A relationship built around you.
A relationship built around you.
EXPERIENCE, BROUGHT TO YOU
13 years of perspective.
A personal approach.
Over the last 13 years, I have worked at some of the largest independent wealth management firms. Today, I bring that experience to the thoughtful, individual guidance I provide at CedarStream Wealth.
Mercer AdvisorsVice President
SEIAAssociate Advisor
Creative PlanningWealth Manager
Prior roles before founding CedarStream Wealth.
IN THE NEWS
Quoted in the News
Brian’s perspective on family wealth and retirement planning, featured in financial news coverage.
Fighting Entitlement Is Part of the Family Business
Brian discusses early financial education, family values, and helping the next generation take greater responsibility for wealth.
Read the article on The Daily Upside (opens in a new tab)Betterment Aims to Make ‘Mega Backdoor Roths’ Easier for Advisors
Brian shares his perspective on solo 401(k)s and their planning potential for business owners in a report on Betterment’s new offering.
Read the article on The Daily Upside (opens in a new tab)SUBSTACK ARTICLES
Perspectives from Brian
Read the latest from The Innovative Advisor on Substack.
SUBSTACK ARTICLE · 01One stock made you rich.
Read article on Substack One stock made you rich.
Here’s how to keep it that way (Part 1).
THE INNOVATIVE ADVISORBrian Abatemarco, CFP®
SUBSTACK ARTICLE · 02One stock made you rich.
Read article on Substack One stock made you rich.
Here’s how to keep it that way (Part 2).
THE INNOVATIVE ADVISORBrian Abatemarco, CFP®
LET’S START WITH YOU
What would you like to tackle first?
Choose a time below for an introductory conversation with Brian.